Communication is the key to your next home...
 
Lisa Hayashi

Lisa Hayashi
E-Pro REALTOR
License #00915227


CENTURY 21 Award

9934 Mercy Road #200

San Diego, California 92129

Direct: (858)774-0933

Voice Mail: (858)444-2425

Fax: (858)444-2500

Toll Free: (877)789-6795


Preparing Your Home For Sale



What Are Today's Buyers Looking For In Home Improvement Upgrades?


Weather



Current Listings


View these listings in: or orGet New Listings in Google Toolbar
 PhotoAddressLocationNeighborhoodPriceSizeStyleType
View
(11 Photos)
11203 Poche Pt
Scripps Ranch MLS® $725,000 2,741 sq. ft. "Detached" Residential
View
(15 Photos)
13601 Etude Rd.
Sandicor Rancho Bernardo MLS® $629,000 2,079 sq. ft."Spacious and Open" 2 Story Residential
View
(11 Photos)
11336 Arborside Way
Scripps Ranch MLS® $490,000 1,802 sq. ft. Single Story Residential
View
(6 Photos)
6755 Mira Mesa Blvd
Mira Mesa $329,000 Other "Thriving Japanese Restaurant" Commercial



Search For Your Next Home Now



Calculators


Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.


Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
0.43%of Cost
Annual Property Tax:  $  
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results
  Receive this Detailed Analysis


Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 
Income Needed to Qualify for the Mortgage
 
Total Monthly Loan Payment:  
Total Monthly Debt Payment:  
Monthly Loan Insurance (%):  
Qualifying Income of % GDS Ratio:  
Qualifying Income of % TDS Ratio:  
 
What You Can Afford
We are using the % ratio.
Cost of House:  
Down Payment:  
Loan Value:  
Monthly Principal & Interest:  
Monthly Insurance:  
Monthly Property Tax:  
Monthly Condo Fees:  
 
Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate)
Monthly Rent: $
  No. of Years you plan on keeping the home:
Annual Rental Increases:   %   Yearly Appreciation on the Home: %
Monthly Renter Insurance: $   Annual Home Maintenance: %
Savings or Investment Rate:   %  



   

 


     
   

      
        
         
            What's My Home Really Worth?
         

        

      

   


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Feb. 14

Lisa Hayashi


e-Pro Realtor

DRE License #00915227

CENTURY 21 Award, 9934 Mercy Road #200, San Diego, CA 92129

Toll Free: (877)789-6795



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